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New Year Safety Checklist

Make sure to start the new year off right with a few safety tips from Tobias & Comer Law! It’s always a good idea to make sure everything is in proper and working order to make for smooth sailing through the year. Here are a few of our recommended items to check off your list:

Check Your Auto Insurance Declarations Page and Make Sure You Have Uninsured Motorist Coverage.

It might be labeled U, UM or UIM on your insurance documentation. This coverage is key for protecting you against a vehicle accident with an uninsured or underinsured driver, or even as a pedestrian. It is usually very affordable, so talk with your insurance carrier if you do not see it on your insurance declarations page. We have talked extensively about the importance of UM coverage in videos and other articles – Read more about UM coverage here.

Check for Product Recalls

This is an often-overlooked task, but one that is beneficial for ensuring new products introduced into the home are safe. The Consumer Product Safety Commission monitors and reports on recalled products. The list includes household items such as defective kitchen appliances, washing machines and dryers, toys, and more. Some defective products may heat up and cause fire hazards, emit fumes that are harmful, or have defective parts that may cause injury. Use this handy link to check for products that may be in your home or garage.

Inspect Your Boat for Safety Items and do a Routine Maintenance Check.

Get ahead of the crowd and make sure your boat is in working order for Spring. Ensure that all the safety items are included on your vessel and working. Here is a boat equipment resource from ALEA …
Boat Equipment Checklist For Alabama

Check Your Vehicle for Product Recalls and Make Sure all Maintenance is up to Date.

The National Highway Traffic Safety Administration (NHTSA) has a great online tool to check for vehicle recalls. The list includes things like defective airbags, faulty seatbelt mechanisms and defective tires. A vehicle needs continual maintenance to keep it in tiptop shape, so make sure you add this task to the safety checklist.


Talk With Your Teens About the Rules of the Road.

teen safe driving

Traffic crashes are the leading cause of death in teens 15 – 18 years old. For parents, this is a cause of worry and frustration when their young driver takes to the roads. Make it a priority to talk with your teens about the importance of adhering to a set of safety rules, and set a good example by following those rules, too! Here is a set of safe driving tips for teens

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